State	GST Number
Tamil Nadu	33AAFCV0954Q1ZV
Puducherry	34AAFCV0954Q2ZS
Karnataka	29AAFCV0954Q1ZK
West Bengal	19AAFCV0954Q1ZL
Odisha	21AAFCV0954Q1ZO
Telangana	36AAFCV0954Q1ZP
Madhya Pradesh	23AAFCV0954Q1ZW
Andhra Pradesh	37AAFCV0954Q1ZN
Jharkhand	20AAFCV0954Q1Z2
Chhattisgarh	22AAFCV0954Q1ZY
Bihar	10AAFCV0954Q1Z3

Own Your Dream Home

Home Loan

Make your dream of owning a home a reality with affordable financing

Own your dream home Icon

Quick propcessing

Simple documentation Icon

Competitive rates

Loan Amount ₹5Lakh - ₹50Lakh

Tenure Upto 20 years

Interest Rate Starting from 11% p.a.

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Why Choose Home Loan?

Finance your dream home construction with ease

Attractive Interest Rates

Competitive rates starting from 9% p.a. to make your dream home affordable

Long Tenure

Flexible repayment up to 240 months (20 years) for lower EMIs

High Loan Amount

Get up to ₹75 Lakh based on your eligibility and property value

Quick Approval

Fast processing with minimal documentation requirements

Balance Transfer

Transfer your existing home loan at better rates

No Hidden Charges

Transparent fees with no surprises

Eligibility And Documents

Eligibility Documents Required

The eligibility for Home loan depends upon various factors including the following important ones:

Salaried individuals with minimum 2 years of work experience

Self-employed professionals with 3+ years in business

Age: 21-65 years at loan maturity

Home Loans for NRI ₹25,000

Good credit score (650+)

Property should be in approved location

Please keep the following documents ready when submitting your loan application:

Identity Proof

→ Aadhaar Card
→ PAN Card
→ Passport
→ Voter ID

Income Proof

→ Salary Slips (3 months)
→ Bank Statements (6 months)
→ ITR (2 years)
→ Form 16

Property Documents

→ Sale Agreement
→ Title Deed
→ Approved Plan
→ NOC from Society

Apply in 4 Simple Steps

Get your home construction financed

Apply Online Fill the application form online or visit branch

Document Submission Submit required documents for verification

Property Valuation Our team assesses the property

Loan Disbursement Loan amount credited to seller

Start Your Application

Frequently Asked Questions

Find answers to common questions about MSME Urban Loans

You can get a home loan up to ₹75 Lakh depending on your income, credit score, and the property value. Generally, the loan amount is up to 80-90% of the property value.

You can avail loans ranging from ₹2 Lakh to ₹50 Lakh depending on your business turnover, financials, and credit profile.

Our home loan interest rates start from 9% p.a. The actual rate depends on your credit profile, loan amount, and tenure.

You can opt for a tenure of up to 240 months (20 years), which helps reduce your monthly EMI burden.

Yes, you can prepay your home loan partially or fully. For floating rate loans, there are no prepayment charges.

Basic documents include identity proof, income proof (salary slips, ITR), bank statements, and property documents like sale agreement and title deed.

Yes, MSME Urban Loan can be used for working capital, inventory purchase, business expansion, equipment purchase, or any legitimate business need.

What documents are required for home loan?

Yes, we provide home loans for both ready-to-move and under-construction properties from approved builders.

Yes, you can claim tax deductions on both principal (up to ₹1.5 Lakh under Section 80C) and interest (up to ₹2 Lakh under Section 24b) paid on home loan.