State	GST Number
Tamil Nadu	33AAFCV0954Q1ZV
Puducherry	34AAFCV0954Q2ZS
Karnataka	29AAFCV0954Q1ZK
West Bengal	19AAFCV0954Q1ZL
Odisha	21AAFCV0954Q1ZO
Telangana	36AAFCV0954Q1ZP
Madhya Pradesh	23AAFCV0954Q1ZW
Andhra Pradesh	37AAFCV0954Q1ZN
Jharkhand	20AAFCV0954Q1Z2
Chhattisgarh	22AAFCV0954Q1ZY
Bihar	10AAFCV0954Q1Z3

For Rural Entrepreneurs

Rural Business Loans

Empowering rural businesses with quick, hassle-free financing

Approval in 7 Days Icon

Minimal Documentation

Doorstep Service Icon

No hidden charges

Within 48 hours ₹1 Lakh - ₹50 Lakh

Tenure Upto 12 years

Interest Rate Starting from 14% p.a.

Apply Now

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Why Choose Rural Business Loans?

Designed specifically for rural entrepreneurs, our loan comes with features that make financing simple and accessible.

Quick Disbursal

Get funds in your account within 48 hours of approval

Simple Documentation

Just basic KYC and business proof - no complex paperwork

Doorstep Service

Our officer visits you - No need to visit the Veritas branch office

Transparent Pricing

No hidden fees, no surprise charges, clear terms

Flexible Repayment

Choose EMI tenure from 12 to 60 months

Eligibility And Documents

Eligibility Documents Required

The eligibility for MSME loans depends upon various factors including the following important ones:

Small businesses like kirana shops, grocery stores, pharmacies

Traders, retailers, and small manufacturers

Self-employed individuals with 2+ years of business

Proprietorship, Partnership, or Private Limited entities

Age: 21-65 years at loan maturity

Business vintage of minimum 2+ years

Please keep the following documents ready when submitting your loan application:

Identity Proof

→ Aadhaar Card
→ PAN Card
→ Voter ID

Address Proof

→ Aadhaar Card
→ Utility Bills
→ Rent Agreement

Business Proof

→ GST Registration
→ Udyam Certificate
→ Shop License

Financial Documents

→ Bank Statements (6 months)
→ ITR (if available)

Apply in 4 Simple Steps

Get your loan sanctioned quickly with our streamlined process

Apply Online Fill the simple form or call us

Document Verification Our officer visits & collects documents

Quick Approval Loan sanctioned in 24-48 hours

Disbursement Money credited to your account

Start Your Application

Frequently Asked Questions

Find answers to common questions about MSME Rural Loans

Small business owners, shop owners, traders, and self-employed individuals with a minimum business vintage of 2 years operating in rural or semi-urban areas are eligible. The applicant should be between 21-65 years of age.

You can get a loan ranging from ₹1 Lakh to ₹25 Lakh depending on your business turnover, repayment capacity, and credit profile.

Once all documents are submitted and verified, loan approval typically takes 24-48 hours. Disbursement happens within 2-3 days of approval.

For loans up to ₹10 Lakh, no collateral is required. For higher amounts, property or other assets may be required as security.

You can choose a flexible EMI tenure from 12 to 60 months. EMIs can be paid via auto-debit from your bank account, UPI, or at our branch.

Prepayment is allowed after 6 EMIs. A nominal foreclosure charge of 2-4% may apply depending on the loan tenure completed.

Yes, we offer loans to businesses without ITR filing. We assess based on bank statements, business proof, and field verification.

You can track your application via SMS updates, our mobile app, or by calling our toll-free number 1800-XXX-XXXX.